1. GENERAL

Please read these Terms of Use carefully as they apply to your access and/or use of any information, materials or features/functions included on this website and any subpages thereof. By accessing this website, you acknowledge your agreement with and your understanding of these Terms of Use. Should you disagree with any aspect of these conditions, please do not access or use this website.

This website and all its contents are the exclusive property of Royal Group Micro Insurance Plc. (“RGI”). We may update the Terms of Use on this website at any time, without prior notice or explanation. You are responsible for reviewing the Terms of Use regularly to stay informed of any changes. By continuing to use the website after updates are published, you agree to the revised Terms. If you do not agree with the updated Terms of Use, please cease to use the website immediately.

2. DISCLAIMER

THE MATERIAL AND INFORMATION ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS AND NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS ARE MADE.

Under no circumstances shall RGI, or any of its subsidiaries or affiliates, be held liable for any costs or damages of any kind whether direct, indirect, special, incidental, or consequential arising from or in connection with the access to, use of, or inability to access or use on this website or any of its features. This includes, but is not limited to, any damage resulting from browsing, downloading, or relying on any information, data, text, images, or other materials available on this website or on any website linked to or from this website.

Users are responsible for assessing the accuracy, completeness, reliability, and usefulness of any opinions, services, or other information provided on this website. All information on this website is provided with the understanding that it should not be interpreted or relied upon as legal, accounting, tax, financial, investment, medical, health, or other professional advice, nor as guidance on specific circumstances or matters. Accordingly, we cannot and do not warrant or guarantee that the information you obtain through the website is or will be current, complete or accurate at all times. You acknowledge and agree that you will make your own enquiries to determine whether the information you obtain through the website is current, complete and accurate before using it. We are not responsible for any Loss you suffer or incur as a result of your failure to comply with this paragraph.

3. INTELLECTUAL PROPERTY

"Royal Group Micro Insurance" and its logos are registered trademarks of RGI. Except as indicated otherwise, all intellectual property, especially copyright and trademark rights, and similar rights in the information, text, graphic images, logos, features or functions, and layout (including the "look and feel") contained on this website are the exclusive property of RGI, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained RGI’s express written consent (except for the below).

The copyright in some documents and other material available on this website may belong to third parties and such documents and other material have been produced on this website with the permission of the third-party copyright owners. You must check copyright notices on or in respect of such documents or material.

4. USE OF SITE

The information and features/functions contained on this website are provided for your informational and educational convenience only. No portion of this website shall be construed as constituting an offer to purchase or sell any products or services of Royal Group Micro Insurance or its affiliated entities.

This website is for general information only and should not replace your own research or professional advice. For guidance on specific matters, please consult a representative of Royal Group Micro Insurance directly.

Royal Group Micro Insurance’s products and services are offered solely in jurisdictions where such offerings are lawful. All products and services of Royal Group Micro Insurance remain subject to the conditions and terms stipulated in the applicable agreements or contracts.

5. THIRD PARTY LINKS AND/OR CONTENTS

This website may provide links to other websites, which are not monitored or controlled by us. RGI neither make any representations/warranties nor assume liability for, any websites linked from our website or any websites that we link to, including their content and operations.

Some of the content on this website may originate from third parties, not from RGI. Such content is generally labelled as third party content. RGI does not verify third party content and neither endorses nor rejects the same. RGI does not and cannot guarantee the accuracy of any third-party content and assumes no liability in connection thereto.

6. SUBMISSIONS TO THIS SITE, MONITORING

Except as provided by applicable laws and subject to our privacy and data protection policy, all submissions or transmissions made to or through this website shall become the property of RGI. RGI reserves the right to use any material (e.g., any comment, idea, concept, technique or know-how) submitted for any purpose, including but not limited to reproduction, distribution, publication and posting.