Robang Sovattepheap

Robang Sovattepheap is a credit life insurance product that provides fixed insurance benefits against risks caused by accident or illness, which result in the insured (borrower) becoming totally and permanently disabled, partially permanently disabled, or death.

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Key Benefits:

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Death due to illness or accident,
100% payout of the sum assured.

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Total Permanent Disability due to illness or accident,
100% payout of the sum assured (Based on conditions).

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Partial Permanent Disability (PPD)
100% payout of the sum assured (Based on conditions).

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If death or Total Permanent Disability/Partial Permanent Disability occurs due to a critical illness,
50% of the sum assured will be paid.

*For detailed terms and conditions, please refer to our insurance policy.

Product Features

Eligible Age:

16 - 65

Coverage Period:

Up to 12 months

Sum Assured:

USD 50 – USD 5,000

Medical Check-up:

Not required

Documents

Product Brochure (EN)

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Product Brochure (KH)

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Product Policy (EN)

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Product Policy (KH)

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FAQs

Have questions about Robang Sovattepheap?
We have gathered some of the most frequently asked questions to help you better understand how this plan works. If you need more information or personal guidance, our team is always here to support you.

This is a credit life microinsurance product offering protection in case of death, partial or total permanent disability caused by accident or illness.

Key Benefits:

  • No medical check-up required
  • Immediate coverage upon registration
  • Simple and easy to understand
  • Fast and easy claim process

Coverage up to KHR 20 million (USD 5,000) for a term between 1 month and 12 months (1 year).

Premiums can be paid in advance, monthly, quarterly, semi-annually, or annually.

Individuals aged 18 to 60 years, holding a passport or national ID (Cambodian citizens). No medical examination required.

Notify Royal Group Micro Insurance within 24 hours by calling (855) 11 255 200. Our insurance staff will assist you with document preparation and guide you through the next steps.

Email: claim@rgi.com.kh

Address: No.14, Street 1003, Bayab Village, Phnom Penh Thmei, Sen Sok District, Phnom Penh.

Notify within 30 days of the date of the incident and submit all documents within 60 days. The company will process and respond within 15 working days after receiving complete documentation.

  • Completed claim form
  • Copy of ID/passport/birth certificate of the insured
  • Proof of beneficiary (family book, residence book, or loan agreement)
  • Police report or incident report (if applicable)
  • Death certificate or recent photo of the insured
  • Medical certificate confirming total and permanent disability issued by a licensed hospital or clinic
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