Raksmey Sovattepheap

Raksmey Sovattepheap is a life insurance product that covers risks of total and permanent disability or death caused by accident or illness. In addition, policyholders can choose an additional benefit for daily hospital allowance (Prak Somrak Pet).

product-img

Key Benefits:

check-circle

Death and Total Permanent Disability (TPD)
100% payout of the sum assured.

check-circle

Total Permanent Disability due to illness or accident
100% payout of the sum assured.

check-circle

Prak Somrak Pet (Daily Hospital Cash),
starting from 10$ to 30$ per day.

*For detailed terms and conditions, please refer to our insurance policy.

Product Features

Eligible Age:

10 - 60

Coverage Period:

1 month to 12 months

Sum Assured:

USD 500 to USD 5,000

Prak Somrak Pet:

USD 10 to USD 30

Medical Check-up:

No

Documents

Product Brochure (EN)

download

Product Brochure (KH)

download

Product Policy (EN)

download

Product Policy (KH)

download

FAQs

Have questions about Raksmey Sovattepheap?
We have gathered some of the most frequently asked questions to help you better understand how this plan works. If you need more information or personal guidance, our team is always here to support you.

Rasmey Sovatheakpheap is a micro life insurance product that provides coverage against risks causing death or total and permanent disability. Additionally, you may choose an optional daily hospital cash benefit.

Key Benefits:

  • No medical check-up required
  • Immediate coverage upon registration
  • Easy-to-understand product
  • Simple and hassle-free claim process

Coverage is up to KHR 20 million (USD 5,000). The coverage term ranges from 1 month to 12 months (1 year).

You can choose to pay in advance, monthly, quarterly (every 3 months), semi-annually (every 6 months), or annually.

Individuals aged 18 to 60 years old, holding a passport or national ID card (Cambodian citizens) are eligible. No medical check-up is required.

Notify Royal Group Micro Insurance within 24 hours by calling (855) 11 255 200. Our insurance staff will assist you with document preparation and guide you through the next steps.

Email: claim@rgi.com.kh

Address: No.14, Street 1003, Bayab Village, Phnom Penh Thmei, Sen Sok District, Phnom Penh.

Notify within 30 days of the date of the incident and submit all documents within 60 days. The company will process and respond within 15 working days after receiving complete documentation.

  • Completed claim form
  • Copy of ID/passport/birth certificate of the insured
  • Proof of beneficiary (family book, residence book, or loan agreement)
  • Police report or incident report (if applicable)
  • Death certificate or recent photo of the insured
  • Medical certificate confirming total and permanent disability issued by a licensed hospital or clinic
product-section-5

Need Help Choosing a Plan?

Not sure which insurance plan suits you best? Just leave us your details — our team will reach out with a personalized quote and help you find the right coverage for your needs.